Agartala, 2nd May 2026: Tripura Gramin Bank (TGB) has marked its 50th year of service with impressive financial results and expanded outreach, underscoring its role as a cornerstone of rural banking in the state.
At a press briefing held at Pragna Bhavan on Saturday, Chairman Satyendra Singh announced that the bank’s total business crossed ₹15,422 crore in 2025–26, reflecting a growth of 9.49 per cent. Deposits stood at ₹10,889 crore, while advances rose to ₹4,532 crore, registering 12.77 per cent growth. The Credit-Deposit ratio improved to 41.62 per cent, signaling stronger credit deployment.
Profitability surged, with operating profit at ₹236 crore and net profit at ₹184.84 crore — a jump of more than 76 per cent over the previous year. Asset quality also strengthened, as gross NPAs fell to 2.89 per cent and net NPAs dropped to zero. Singh noted that the Capital Adequacy Ratio of 28.58 per cent placed the bank well above regulatory requirements.
Reiterating its rural-first mission, TGB reported priority sector lending of ₹3,499.81 crore, accounting for over 77 per cent of advances. Agriculture and allied activities received ₹1,119.05 crore. The bank also expanded financial inclusion, opening 5.39 lakh Jan Dhan accounts and enrolling beneficiaries under PMSBY, PMJJBY, and Atal Pension Yojana.
Support for farmers, women, and small entrepreneurs remained central. During the year, TGB disbursed 29,661 Kisan Credit Card loans, 16,360 SHG loans worth ₹722.35 crore, and 12,504 Mudra loans. Housing and education loans further contributed to social development.
Digital innovation was another highlight. The bank rolled out enhanced mobile banking, co-branded credit cards with PNB, e-lobbies, Aadhaar Data Vault, and e-Bank Guarantee services. Its Business Correspondent network expanded to 487 points, including 148 women BC Sakhis, ensuring last-mile connectivity.
Recognition followed, with TGB winning the SKOCH Award 2025 and securing second place among Regional Rural Banks in the Atal Pension Yojana campaign. A solar-powered mobile ATM van, “TGB on Wheels,” was also launched to deliver doorstep banking in remote areas.
Looking ahead, Singh said the bank will deepen financial inclusion, accelerate digital adoption, and strengthen credit support for agriculture and rural enterprises.
From four branches in 1976 to a network of 150 today, Tripura Gramin Bank has grown into a people-centric institution, reaffirming its commitment to farmers, women, youth, and small entrepreneurs — and to building a stronger, more inclusive rural economy.
